Money in dreams does not necessarily represent hard currency, but more the way in which we value ourselves.
This symbol appearing in dreams would suggest that we need to assess that value more carefully, and equally to be aware of what we ‘pay’ for our actions and desires.
If there is a feeling of self-denial in our making savings, particularly to the point of miserliness, we may not have managed our resources properly in the past and are having to suffer for it now. We may also fear the future.
If someone else gives us their savings, we are able to use their knowledge and expertise.