Money can represent our own personal resources – whether material or spiritual – and our potential for success.
In some circumstances a dream of money can be linked with our view of our own power. When we dream of savings we are aware of the need for conservation.
This may be on a personal level or in a more global sense.
A refund of money suggests that we have put effort into en emotional commitment, but have had to accept that that ‘payment’ is not valid.
A mortgage in dreams suggests ownership of an asset – whether emotional or material – for which we must pay in the future.